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DISCLAIMER

I understand that I need to give my approval to see information about options other than COBRA for health insurance, and by checking this box I authorize eBenX to re-direct me to another website that will provide this information.

I understand that:

- the health insurance options I will see are independent and are not related to the option I have been provided for COBRA health insurance and are not related to my previous employer's health insurance. As such, the laws relating to COBRA coverage do not apply to the insurance options I will see from eHealthInsurance Services, Inc.

- by reviewing information from eHealthInsurance Services, Inc., I am under no obligation to buy any product or service.

- the premiums for individual health insurance are set by law, and the premiums I will see displayed on the eHealthInsurance Services, Inc. site are the same that I would see at any other health insurance website or from any other health insurance agent or broker based on the same information.

- eHealthInsurance Services, Inc. and eBenX do not receive compensation from any health plan carrier for preferential presentation or display of their health plans; all health plans are presented objectively, based on information I provide.

- eBenX may receive compensation from eHealthInsurance Services, Inc.


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You're here because you're considering alternatives to continuing your health insurance coverage through COBRA or because group health insurance benefits are not currently available to you or your family. You want to learn more about the health insurance options available to you. What are your options?

COBRA ENROLLMENT OPTIONS

I WANT A QUOTE FOR AN INDIVIDUAL POLICY

COBRA coverage

This law provides certain former employees, retirees, spouses, former spouses and dependent children with the right to temporary continuation of health coverage at group rates. Generally, COBRA participants pay the entire premiums themselves. Visit the Department of Labor Web site for more information.

Shop for an individual policy

In some cases, it makes sense to buy an individual policy. You may not be aware that you have the option of purchasing individual health insurance coverage as long as you have 18 months of creditable coverage without a break in coverage of 63 days or more. To leave this site and visit an independent broker of health insurance plans, click here.

State program

Those losing group health coverage may be able to special enroll in a state-run group health plan in some states. For more information, click here.

Spouse's plan

You may choose to be added to your spouse's group health plan, if available. Be advised that this will likely involve a wait period until the next enrollment date comes up.

Combination

One option is to select COBRA to ensure that you are covered, even if you plan to explore other insurance options. Since not everyone qualifies for every individual health insurance plan, selecting COBRA ensures you remain covered in the event you are turned down for individual health coverage.